Buying your first home is an exciting milestone—but it can also feel overwhelming. Between understanding the eligibility criteria for grants and finding the right loan, first-time buyers often don’t know where to begin. At Ingenious Finance, we simplify the process. As trusted mortgage professionals, we specialise in helping clients secure the First Home Buyers Grant in Canberra and find the best first home buyer loan in Canberra to suit their needs.
What is the First Home Buyers Grant in Canberra?
The First Home Owner Grant (FHOG) is a one-time government incentive designed to assist eligible first-time buyers in purchasing or building a new home. In Canberra (ACT), this grant can provide significant financial relief—especially when combined with other first home buyer benefits like stamp duty concessions.
At Ingenious Finance, we help you determine your eligibility, prepare the necessary documentation, and apply for the First Home Buyers Grant in Canberra—so you don’t miss out on this valuable opportunity.
Are You Eligible for the First Home Owner Grant?
To qualify for the First Home Buyers Grant in Canberra, you generally need to meet the following criteria:
- Be at least 18 years old
- Be an Australian citizen or permanent resident
- Have never owned property in Australia
- Plan to live in the property as your principal place of residence
- Be purchasing a new or substantially renovated home
Our team will walk you through the full list of eligibility requirements and guide you through the application process, step by step.
Find the Right First Home Buyer Loan in Canberra
Choosing the right mortgage is just as important as securing the grant. With access to a wide panel of over 30 lenders, we help you compare and select the most competitive first home buyer loan in Canberra based on your income, savings, and future goals.
We’ll explain key features such as:
- Fixed vs variable interest rates
- Offset accounts and redraw facilities
- Low deposit options and guarantor loans
- Pre-approval and documentation requirements
We act as your advocate, negotiating with lenders and ensuring you receive a loan that is tailored to your unique situation.
Why Choose Ingenious Finance?
First Home Buyer Specialists – We focus on helping first-time buyers take advantage of every opportunity available.
Maximise Government Grants – We ensure you get all the benefits you’re entitled to, including the First Home Buyers Grant in Canberra.
Smart Loan Comparison – With our access to dozens of banks and lenders, we find the right home loan that fits your needs.
End-to-End Support – From grant applications to loan approval and settlement, we handle it all—at no cost to you.
Local Expertise – We know the Canberra market and work closely with local agents, developers, and financial institutions.
Let Us Help You Step Into Your First Home
At Ingenious Finance, we know what it takes to turn your dream of home ownership into a reality. Whether you’re navigating the First Home Buyers Grant in Canberra or applying for a first home buyer loan in Canberra, our expert team is here to make the journey simple, smooth, and successful.
